Time for some serious business...

Tell your parents to stop being irresponsible. Sit down with them. This has really gone on too long.

I’ve actually done this on multiple accounts and each time they brush it off saying “Oh we’re fine.  We’re stressing out but really we’re okay.”  And though they say this, we claimed bankruptcy 5 years ago after so much debt built up and that’s what I see us progressing into now.  But I’ll just take out a whole bunch of loans for school as there doesn’t seem to be any other way out of it.  As for money issues with the house and everything else, I really don’t know what to do about that.  We’d have a lot of money saved up to pay for this crap if they didn’t use it on so much new stuff and vacations, and I’ve told them that as well but their same stupid excuse every time is “Well we want to be able to relax more.”